Reduce Credit debt
September 16, 2009 by Dunkin
What would you like to spend your money on? The thing you want or interest on interest, with a few nice fees on top. Reduce credit debt now, so you can spend your money as you please.
When you buy on your credit cards you will likely end up paying for the thing you just had to have a few time over. Every month you have a credit card balance you will get interest added on top to create a new balance. After a while you end up getting interest charged on interest. Which is a really big reason to Reduce credit debt.
I know there are many people out there that claim that they only buy what they can pay off by the end of the month. They do this to get what ever reword the card is offering. I personally know people that do this successfully. We are talking about people with tons of control. I tried it on a credit card that gave you gift certificates to places that I love to shop. I did it right. I was careful and paid off the balance to make sure I did not pay a penny in interest and fees. Got a few $50 gift cards to a clothing store and enjoyed using them.
So what was the problem exactly? The credit card sent a new deal and they more or less talked me into agreeing to a different type of card with a different incentive. One that was not useful to me at all. I could not change back. The creditor realized what I was doing and basically stopped me, but not before giving me a taste of the ease of using a credit card for stupid stuff. In the end I probably paid this credit card over $10,000 dollars offer a ten year timeframe. Save your self the time and aggravation and the money spent paying interest, Reduce credit debt now.
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u wouldnt be struggling. you'd be doing just okai. some smarter choices and saving here and there will get you through it
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You can get it from Western Union office if you want. But I would prefer to go with bank instead
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First of all, you might want to just let it ride out the 7 1/2 year reporting period. How long ago did you miss your last payment to the original creditor? That is when the time period for reporting this on credit reports started.
Paying the collection company that now owns the note will not change the original creditors reporting as "charged off" they have sold the debt and are done with it.
It is too late to make much difference. Paying off the new owner of the note will not improve your credit score. Only once the SOL for reporting has passed and the debt is dropped from your credit report will your score improve.
Hope this answers your question.
LEGAL DISCLAIMER: The advice contained herein is for informational purposes only. It is not to be construed as Legal Counsel nor Legal Advice.